One partner for capital, wallets, and spending cards. Easy integration with a team that builds and deploys with you.
Customer storyPayactiv is the pioneer in early pay and powers 53% of U.S. payroll. PACT and Tether partnered with Payactiv to offer early pay for millions of American workers.

Decrease build hours and increase user conversions with our unified stack.
Tether, the company behind the world’s most used stablecoin, is an investor in PACT and backs our partners with significant capital. Instant settlement and stablecoins also maximize capital efficiency so you can increase utilization while lowering cost of capital.

USDT & USAT
USAT+2,504.00
Drop wallets, Visa cards, and debt capital into your product as ready-made building blocks.
For programs that need something custom, our team scopes, builds, and launches alongside yours.